High-Yield Savings Suite

Grow Your Wealth.
Your Way.

Whether you're building personal savings or managing multi-currency reserves across borders, our accounts deliver industry-leading yields with the security and flexibility you expect from a global institution.

4.50%

APY Earned

180+

Currencies

Monthly Fees

Secure Account Login

Account Number Password

Remember Me

FDIC Insured up to $250,000

4.50% APY Guaranteed

180+ Currencies Supported

Interest Paid Monthly

Choose Your Savings Account

High-yield accounts tailored for personal wealth and global operations

Premier Personal Savings

4.50% APY

On balances over $25,000. Compounded daily, paid monthly.

No monthly maintenance fees with qualifying balance
Smart Dashboard with expense tracking and savings goals
Instant internal transfers between TONHANKS accounts
External bank integration via ACH and EFT
Domestic and international wire transfers
FDIC insured up to $250,000 per depositor
Available to US and Canadian residents

Open Personal Savings

Multi-Currency Global Savings

180+

Currencies supported. Hold, send, and receive worldwide.

Save in over 180 local currencies from one dashboard
SWIFT, SEPA, and Interac wire support
Zero internal fees between currency sub-accounts
Automated FX tools with "Target Rate" alerts
Pay international contractors in their local currency
Unique banking details (IBANs, Sort Codes) per currency
Open to individuals and businesses worldwide

Open Global Savings

Compare Savings Accounts

See which account fits your financial goals

Feature	Premier Personal	Global Multi-Currency
Annual Percentage Yield	4.50% APY	Varies by currency
Interest compounding	Daily, paid monthly	Daily, paid monthly
Minimum balance for APY	$25,000	No minimum
Currencies supported	USD	180+
Internal transfers	✓ Instant	✓ Instant
External ACH/EFT	✓	✓
Wire transfers (SWIFT/SEPA)	✓	✓
Automated FX tools	-	✓
Multi-currency sub-accounts	-	✓
Expense tracking dashboard	✓	✓
Eligibility	US & Canada	Worldwide

Every Account Includes

Standard features across all TONHANKS savings accounts

Smart Dashboard

Track expenses, set savings goals, and view real-time insights into your financial health.

FDIC Insured

Your deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.

Daily Compounding

Interest calculated daily on your closing balance. Credited to your account every month.

Bank-Grade Security

AES-256 encryption, multi-factor authentication, and 24/7 fraud monitoring on every account.

Frequently Asked Questions

Everything you need to know about our savings accounts

How do I move money between my TONHANKS accounts?

You can perform instant internal transfers 24/7 through your Smart Dashboard. Transfers between your Premier Personal and Global Currency accounts are processed immediately at the current mid-market exchange rate.

Does the bank support wire transfers?

Yes. We support both domestic and international wire transfers via SWIFT, SEPA, and Interac. You can initiate these directly from your dashboard by providing the recipient's name, address, and banking details.

When is the 4.50% APY calculated and paid?

Interest is calculated daily based on your closing balance and is credited to your account on the first business day of every month. The 4.50% APY applies to balances over $25,000 in the Premier Personal Savings account.

Can I hold multiple currencies at once?

Yes. Our Multi-Currency Global Savings account allows you to hold, receive, and manage over 180 local currencies within a single dashboard. Each currency gets unique banking details (IBANs, Sort Codes) for seamless international operations.

Is there a minimum deposit to open an account?

There is no minimum deposit required to open either savings account. However, to earn the 4.50% APY on the Premier Personal Savings, a minimum balance of $25,000 is required.

Grow Your Wealth.Your Way.